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October 22, 2009

Fear of the Unknown Can Get In the Way of Financial Freedom

Every Halloween, I'm amazed at how some folks can smile through the most suspenseful of horror flicks, laugh through our city's infamous haunted house tour and even stroll through the cemetery at midnight on Oct. 31 (OK, maybe that was just my high school friends and me) - and yet remain perfectly petrified of confronting their own financial troubles.

For instance, mention a budget and some folks turn practically green. Mention bankruptcy as an option and others turn paler than a ghost. And yet, because of their debt, they deal with creditors harassing them all day and with the worry that a foreclosure notice could show up in the mail any minute. I wish people would realize that the scariest thing about a debt burden is ignoring it.

As humans, we're notorious for our fear of the unknown. But there's a way to get over it - and a way to get out of debt and the suffering that comes with it. We simply have to make the unknown known.

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